"Why are pensions a problem? The French government, led by Macron, has decided to raise the pension age from 62 to 64. In Spain, where the retirement age has been 65 for a long time, the government plans to make younger, higher-earning individuals contribute more to support older retirees.

Pensions are like savings from your salary for a comfortable retirement. Workers, both men and women, believe they've earned the right to stop working after decades of hard work without facing poverty. However, in the 21st century, there's a claim that the economy can't afford to pay decent state pensions due to several reasons.

Firstly, in advanced economies, more people are retiring, and fewer are working. This means higher taxes for those working to support retirees. Secondly, people are living longer and healthier lives, so the time between retirement and passing away has increased. Despite these claims, life expectancy is falling in major economies.

There's also a significant difference in life expectancy between lower-income retirees depending on state pensions and wealthier individuals with additional company pensions. The cost to the public purse is another argument, suggesting that too much money goes to pensioners, affecting other public services.

France and Spain are considering pension reforms due to these reasons. Critics argue against such changes, pointing out that the cost of pension adjustments is minimal compared to other government expenses. The mainstream view sees the 'pension problem' causing excessive government spending, leading to deficits.

However, some believe this issue can be addressed by making people work longer or contribute more from their wages. The real problem, though, is the slowing economic growth and recurring economic crises. A planned economy, not driven by profit, could afford decent pensions.

In summary, the debate on pensions involves complex economic factors. Governments are making changes, but the real challenge lies in finding a sustainable solution that ensures a comfortable retirement for everyone."